Influence at a glance · Jan 25 – Sep 26
How we count
Lobbying: all issues, rounded to the nearest $10,000. Two filers, same 21 months. This PAC gives money raised from the trade association’s employees or members; the trade association itself can’t give to campaigns from its treasury.
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MethodAmerica's Credit Unions reported federal lobbying in 8 of the last 8 quarters (Q4 2024 to Q3 2026), with its own in-house lobbyists. What follows is what the filings say it lobbied on, not which way.
Issue areas ranked by quarters filedQ4 24 → Q3 26
- Banking8/8
- Budget/Appropriations8/8
- Small Business8/8
Bills named in the filings 120 bills, this period
- H.R. 1606 Making the CFPB Accountable to Small Businesses Act of 20257 filings
- H.R. 1652 Rectifying UDAAP Act7 filings
- H.R. 1653 Civil Investigative Demand Reform Act of 20257 filings
- H.R. 1791 Increasing Credit Union Lending for Business Growth Act7 filings
- H.R. 1799 Financial Reporting Threshold Modernization Act7 filings
115 more, 38 named in only one filing · Show all 120
- H.R. 2064 Home of Your Own Act of 20257 filings
- H.R. 2183 CFPB Dual Mandate and Economic Analysis Act7 filings
- H.R. 2331 Transparency in CFPB Cost-Benefit Analysis Act7 filings
- H.R. 2513 CFPB–IG Reform Act of 20257 filings
- H.R. 654 TABS Act of 20257 filings
- H.R. 940 FAIR Exams Act7 filings
- S. 110 / H.R. 507 Veterans Member Business Loan Act7 filings
- S. 1124 / H.R. 1919 Anti-CBDC Surveillance State Act7 filings
- S. 1561 / H.R. 1777 SECURE Notarization Act of 20257 filings
- S. 381 / H.R. 1944 10 Percent Credit Card Interest Rate Cap Act7 filings
- S. 522 / H.R. 975 Credit Union Board Modernization Act7 filings
- S. 557 / H.R. 976 1071 Repeal to Protect Small Business Lending Act7 filings
- S. 875 / H.R. 2702 FIRM Act7 filings
- S. 978 / H.R. 2094 HELPER Act of 20257 filings
- H.R. 2987 CEASE Act of 20256 filings
- H.R. 3230 Financial Institution Regulatory Tailoring Enhancement Act6 filings
- H.R. 3379 HUMPS Act of 20256 filings
- H.R. 3380 TAILOR Act of 20256 filings
- H.R. 3445 Bureau of Consumer Financial Protection Commission Act6 filings
- S. 1880 CDFI Bond Guarantee Program Improvement Act of 20256 filings
- S. 2019 / H.R. 4936 TRAPS Act6 filings
- S. 3616 / H.R. 4167 Expanding Access to Lending Options Act6 filings
- H.R. 3633 Digital Asset Market Clarity Act Broad bill6 filings
- H.R. 4437 SMART Act of 20255 filings
- H.R. 4460 SAFE Guidance Act5 filings
- H.R. 4544 American Access to Banking Act5 filings
- S. 1467 / H.R. 2808 Homebuyers Privacy Protection Act5 filings
- S. 2419 / H.R. 4735 Business of Insurance Regulatory Reform Act of 20255 filings
- S. 2486 Protecting Access to Credit for Small Businesses Act5 filings
- S. 2545 NCUA Central Liquidity Facility Enhancements Act5 filings
- S. 2704 / H.R. 7775 CDFI Fund Transparency Act5 filings
- H.R. 3838 Streamlining Procurement for Effective Execution and Delivery and National Defense Authorization Act for Fiscal Year 2026 Broad bill5 filings
- H.R. 2152 AI PLAN Act4 filings
- H.R. 4568 Supporting Upgraded Property Projects and Lending for Yards (SUPPLY) Act4 filings
- H.R. 4801 Unleashing AI Innovation in Financial Services Act4 filings
- H.R. 5577 NFIP Extension Act of 20264 filings
- H.R. 6544 REVIEW Act of 20254 filings
- S. 1525 / H.R. 3074 Common Cents Act4 filings
- S. 2113 End the Fed’s Big Bank Bailout Act4 filings
- S. 2651 ROAD to Housing Act of 20254 filings
- S. 3017 STREAMLINE Act4 filings
- H.R. 6644 21st Century ROAD to Housing Act Broad bill4 filings
- H.R. 2392 STABLE Act of 20253 filings
- H.R. 3709 Advancing the Mentor-Protégé Program for Small Financial Institutions Act3 filings
- H.R. 6955 Main Street Capital Access Act3 filings
- H.R. 7056 Community Bank Regulatory Tailoring Act3 filings
- H.R. 8075 To authorize the Secretary of the Treasury to direct the Federal Deposit Insurance Corporation and the National Credit Union Administration to establish emergency transaction account guarantee programs, and for other purposes.3 filings
- H.R. 8088 Growing Deposit Insurance for the Future Act3 filings
- S. 3575 NCUA Central Liquidity Facility Enhancements Act3 filings
- S. 3623 / H.R. 7035 Credit Card Competition Act of 20263 filings
- S. 3660 Credit Card Fairness Act3 filings
- S. 3734 Close the Shadow Banking Loophole Act3 filings
- S. 3849 / H.R. 7484 Community Bank Relief Act3 filings
- S. 3889 / H.R. 7866 American Lending Fairness Act of 20263 filings
- S. 394 GENIUS Act of 20253 filings
- S. 3940 Access to Fair Financing for Opportunity and Resilient Development Act3 filings
- S. 919 GENIUS Act of 20253 filings
- H.J.Res. 59 Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".2 filings
- H.J.Res. 74 Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".2 filings
- H.R. 306 ESCRA Act2 filings
- H.R. 5402 Credit Access and Inclusion Act of 20262 filings
- H.R. 5775 FCRA Liability Harmonization Act2 filings
- H.R. 7588 Eliminating Fraud in the CFPB’s Complaint Database Act2 filings
- H.R. 8141 Fair Credit Reporting Reseller Accuracy Act2 filings
- H.R. 8671 Bank Fraud Technology Advancement Act of 20262 filings
- H.R. 9331 STOP Payments Fraud Act of 20262 filings
- H.R. 941 Small LENDER Act2 filings
- S. 100 / H.R. 425 Repealing Big Brother Overreach Act2 filings
- S. 1465 Credit Access and Inclusion Act of 20252 filings
- S. 1582 GENIUS Act2 filings
- S. 2544 / H.R. 2978 GUARD Act2 filings
- S.J.Res. 130 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".2 filings
- S.J.Res. 132 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents".2 filings
- S.J.Res. 141 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".2 filings
- S.J.Res. 18 A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".2 filings
- S.J.Res. 36 A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".2 filings
- H.R. 1 An act to provide for reconciliation pursuant to title II of H. Con. Res. 14. Broad bill2 filings
- H.J.Res. 122, 118th Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)".1 filing
- H.R. 10082 Credit Union Investment Authority Act1 filing
- H.R. 10167 Common Cents Act1 filing
- H.R. 10184 Consumer Financial Protection Accountability and Reform Act of 20261 filing
- H.R. 10230 Strengthening Oversight for the Financial Sector Act of 20261 filing
- H.R. 10262, 118th AI Act of 20241 filing
- H.R. 10510, 118th Central Liquidity Facility Enhancement Act1 filing
- H.R. 10511, 118th Expanding Financial Access for Underserved Communities Act1 filing
- H.R. 1410, 118th Consumer Financial Protection Commission Act1 filing
- H.R. 2798, 118th CFPB Transparency and Accountability Reform Act1 filing
- H.R. 4867, 118th Veterans Members Business Loan Act1 filing
- H.R. 4868, 118th Member Business Loan Expansion Act1 filing
- H.R. 6933, 118th Expanding Access to Lending Options Act1 filing
- H.R. 7036, 118th Strengthening Cybersecurity for the Financial Sector Act of 20241 filing
- H.R. 7338, 118th Rural Credit Access Act of 20241 filing
- H.R. 7647 MORE Opportunities for Homeownership Act1 filing
- H.R. 8071, 118th Fair Audits and Inspections for Regulators’ Exams Act1 filing
- H.R. 9767, 118th Promoting and Advancing Communities of Color Through Inclusive Lending Act1 filing
- S. 1323 / H.R. 2891, 118th SAFE Banking Act of 20231 filing
- S. 2674, 118th CDFI Fund Transparency Act1 filing
- S. 2760, 118th Capping Credit Card Interest Rates Act1 filing
- S. 2860, 118th SAFER Banking Act1 filing
- S. 3161, 118th On congress.gov1 filing
- S. 3538, 118th Close the Shadow Banking Loophole Act1 filing
- S. 3592 / H.R. 7000, 118th Business of Insurance Regulatory Reform Act of 20241 filing
- S. 3801 / H.R. 5403, 118th CBDC Anti-Surveillance State Act1 filing
- S. 3992, 118th Protecting Access to Credit for Small Businesses Act1 filing
- S. 4198 Main Street Depositor Protection Act1 filing
- S. 4521, 118th Consumer Financial Protection Bureau Accountability Act of 20241 filing
- S. 4570 / H.R. 7531, 118th Secure Payments Act of 20241 filing
- S. 4926, 118th Affordable Future Loan Program Act of 20241 filing
- S. 4943 / H.R. 9303, 118th Protecting Consumers From Payment Scams Act1 filing
- S. 5335 Fair Audits and Inspections for Regulators' Exams Act1 filing
- S. 539, 118th Veterans Member Business Loan Act1 filing
- S. 610 / H.R. 582, 118th Credit Union Board Modernization Act1 filing
- S.J.Res. 70, 118th A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)".1 filing
- H.R. 8818, 118th American Privacy Rights Act of 2024 Broad bill1 filing
- S. 1838 / H.R. 3881, 118th Credit Card Competition Act of 2023 Broad bill1 filing
From the filings
“Credit Union Member Business Lending Caps Issues related to SBA 7(a) Loan Program Support Protecting Access to Credit for Small Businesses Act (S. 3992) Oppose SBA direct lending”
“Oppose unsustainable NCUA budget increases Support Community Development Financial Institutions Fund funding Support Community Development Financial Institutions Fund transparency Support Community Development Revolving Loan Fund funding Support FinCEN funding Support USAID Cooperative Development Program funding”
Contacted as listed on the filings
- U.S. House
- U.S. Senate
- CFPB
- DOD
- FCC
- FHFA
- Federal Reserve System
- FinCEN
- GAO
- DHS
- HUD
- NCUA
- 7 more
The House and Senate appear in every quarter; agencies in all 8 quarters.
Every filing since 2015 Pro
Free account See ProSource: Lobbying Disclosure Act filings (LD-2) by America's Credit Unions, Senate Office of Public Records. Filings are due 20 days after each quarter ends.
From FEC filings: direct gifts this PAC reported, net of refunds · How we count
Gave directly to 329 sitting members of Congress and 47 other candidates in 2025–26.
Everyone this PAC fundsPro
See every candidate and member America's Credit Unions gave to directly, how much, and how its money splits between the parties.
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