Mortgage Bankers Association
Mortgage Bankers Association Political Action Committee (MORPAC)
Lobbying: all issues, rounded to the nearest $10,000. Two filers, same 21 months. This PAC gives money raised from the trade association’s employees or members; the trade association itself can’t give to campaigns from its treasury.
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MethodMortgage Bankers Association reported federal lobbying in 8 of the last 8 quarters (Q4 2024 to Q3 2026), with its own in-house lobbyists and 5 outside firms. What follows is what the filings say it lobbied on, not which way.
Issue areas ranked by quarters filedQ4 24 → Q3 26
- Banking8/8
- Budget/Appropriations8/8
- Housing8/8
- Taxation/Internal Revenue Code8/8
- Veterans8/8
Financial Institutions/Investments/Securities 7 of 8 · Science/Technology 6 of 8 · 8 more · Show all 15
- Financial Institutions/Investments/Securities7/8
- Science/Technology6/8
- Insurance4/8
- Environment/Superfund3/8
- Computer Industry2/8
- Defense2/8
- Consumer Issues/Safety/Products1/8
- Disaster Planning/Emergencies1/8
- Government Issues1/8
- Indian/Native American Affairs1/8
Bills named in the filings 172 bills, this period
- H.R. 6644 21st Century ROAD to Housing Act Broad bill9 filings
- H.R. 1777 SECURE Notarization Act of 20257 filings
- S. 1260 / H.R. 4957 Rural Housing Service Reform Act of 20257 filings
- S. 1299 / H.R. 2840 Housing Supply Frameworks Act7 filings
- S. 138 / H.R. 2362 VA Home Loan Awareness Act of 20257 filings
167 more, 85 named in only one filing · Show all 172
- S. 1515 / H.R. 2725 Affordable Housing Credit Improvement Act of 20257 filings
- S. 1686 / H.R. 2854 Neighborhood Homes Investment Act7 filings
- S. 978 / H.R. 2094 HELPER Act of 20257 filings
- H.R. 1815 VA Home Loan Program Reform Act6 filings
- S. 1203 Housing Vouchers Fairness Act6 filings
- S. 127 / H.R. 5990 Whole-Home Repairs Act of 20256 filings
- S. 1415 / H.R. 965 Housing Unhoused Disabled Veterans Act6 filings
- S. 1439 Federal Home Loan Banks' Mission Activities Act6 filings
- S. 1527 / H.R. 6132 Housing Affordability Act6 filings
- S. 1603 Preserving Rural Housing Investments Act6 filings
- S. 1635 Appraisal Industry Improvement Act6 filings
- S. 1667 Homeless Children and Youth Act of 20256 filings
- S. 1695 HUD-USDA-VA Interagency Coordination Act6 filings
- S. 1714 / H.R. 224 Disabled Veterans Housing Support Act6 filings
- S. 1880 CDFI Bond Guarantee Program Improvement Act of 20256 filings
- S. 1932 / H.R. 3694 VALID Act of 20256 filings
- S. 686 The Farmhouse-to-Workforce Housing Act of 20256 filings
- S. 890 Choice in Affordable Housing Act of 20256 filings
- S. 964 Property Improvement and Manufactured Housing Loan Modernization Act of 20256 filings
- H.R. 189 Securities and Exchange Commission Real Estate Leasing Authority Revocation Act5 filings
- H.R. 2461 Manufactured Housing Tenant’s Bill of Rights Act of 20255 filings
- H.R. 3682 Financial Stability Oversight Council Improvement Act of 20255 filings
- H.R. 4385 Helping More Families Save Act5 filings
- H.R. 4568 Supporting Upgraded Property Projects and Lending for Yards (SUPPLY) Act5 filings
- H.R. 4659 Identifying Regulatory Barriers to Housing Supply Act5 filings
- H.R. 4660 Unlocking Housing Supply Through Streamlined and Modernized Reviews Act5 filings
- H.R. 4810 BUILD Housing Act5 filings
- H.R. 5508 Mortgage Insurance Freedom Act5 filings
- H.R. 976 1071 Repeal to Protect Small Business Lending Act5 filings
- S. 1467 / H.R. 2808 Homebuyers Privacy Protection Act5 filings
- S. 2051 Choice Neighborhoods Initiative Act of 20255 filings
- S. 2234 Reducing Homelessness Through Program Reform Act5 filings
- S. 2313 Flood Insurance Relief Act5 filings
- S. 2322 Appraisal Modernization Act5 filings
- S. 2402 / H.R. 4717 First-Time Homebuyer Tax Credit Act of 20255 filings
- S. 2423 Streamlining Rural Housing Act of 20255 filings
- S. 2651 ROAD to Housing Act of 20255 filings
- S. 2867 Uplifting First-Time Homebuyers Act of 20255 filings
- H.R. 1 An act to provide for reconciliation pursuant to title II of H. Con. Res. 14. Broad bill5 filings
- H.R. 5371 Continuing Appropriations, Agriculture, Legislative Branch, Military Construction and Veterans Affairs, and Extensions Act, 2026 Broad bill5 filings
- S. 2882 / H.R. 5450 Continuing Appropriations and Extensions and Other Matters Act, 2026 Broad bill5 filings
- H.R. 3230 Financial Institution Regulatory Tailoring Enhancement Act4 filings
- H.R. 3994 Understanding Student Parent Outcomes Act of 20254 filings
- H.R. 5878 HOME Reform Act of 20254 filings
- H.R. 6047 Sharri Briley and Eric Edmundson Veterans Benefits Expansion Act of 20264 filings
- S. 2256 / H.R. 4121 Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2026 Broad bill4 filings
- S. 2465 / H.R. 4552 Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2026 Broad bill4 filings
- H.R. 2748 First Time Homeowner Savings Plan Act3 filings
- H.R. 5577 NFIP Extension Act of 20263 filings
- H.R. 6686 No Cost Educational Resources Act of 20253 filings
- H.R. 7062 Build HUBS Act3 filings
- H.R. 7128 TRIA Program Reauthorization Act of 20263 filings
- S. 1015 A bill to extend the National Flood Insurance Program through December 31, 2026.3 filings
- S. 1544 / H.R. 3437 Insurance Data Protection Act3 filings
- S. 1545 Repeatedly Flooded Communities Preparation Act3 filings
- S. 1564 Floodplain Enhancement and Recovery Act3 filings
- S. 1921 Veterans Housing Stability Act of 20253 filings
- S. 2052 Flood Insurance Transparency Act of 20253 filings
- S. 2054 Flood Insurance Consumer Choice Act of 20253 filings
- S. 2349 INSURE Act3 filings
- S. 2363 / H.R. 4576 Build More Housing Near Transit Act of 20253 filings
- S. 2414 Housing Supply Expansion Act of 20253 filings
- S. 2931 NFIP Extension Act3 filings
- S. 2946 NFIP Extension Act3 filings
- S. 3092 Affordable Housing Expansion Act3 filings
- S. 4020 Housing Supply and Affordability Act3 filings
- S. 4265 Freedom to Build Act3 filings
- S. 824 NFIP Extension Act of 20253 filings
- S. 967 / H.R. 4069 Downpayment Toward Equity Act of 20253 filings
- H.R. 1640 HEIRS Act of 20252 filings
- H.R. 3206 Protecting America's Property Rights Act2 filings
- H.R. 7030 Securing Facilities for Mental Health Services Act2 filings
- H.R. 7131 Middle Class Home Tax Elimination Act2 filings
- H.R. 8141 Fair Credit Reporting Reseller Accuracy Act2 filings
- H.R. 8532 VA Home Loan Affordability Act2 filings
- H.R. 9237 Take Care of America’s Veterans Act2 filings
- H.R. 941 Small LENDER Act2 filings
- S. 2906 Expanding American Entrepreneurship Act2 filings
- S. 3536 Stay in Your Lane Act2 filings
- S. 4395 Terrorism Risk Insurance Program Reauthorization Act of 20262 filings
- S. 2296 National Defense Authorization Act for Fiscal Year 2026 Broad bill2 filings
- S. 4784 National Defense Authorization Act for Fiscal Year 2027 Broad bill2 filings
- H.J.Res. 120, 118th Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Financial Stability Oversight Council related to "Guidance on Nonbank Financial Company Determinations".1 filing
- H.J.Res. 66, 118th Disapproving the rule submitted by the Consumer Financial Protection Bureau relating to "Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)".1 filing
- H.R. 10028 MOVE Act1 filing
- H.R. 10184 Consumer Financial Protection Accountability and Reform Act of 20261 filing
- H.R. 10325 To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.1 filing
- H.R. 10351 TEAM USA Act1 filing
- H.R. 1059, 118th SECURE Notarization Act of 20231 filing
- H.R. 1321, 118th More Homes on the Market Act1 filing
- H.R. 1653 Civil Investigative Demand Reform Act of 20251 filing
- H.R. 2397, 118th Homeownership for DREAMers Act1 filing
- H.R. 2656, 118th Trigger Leads Abatement Act of 20231 filing
- H.R. 2798, 118th CFPB Transparency and Accountability Reform Act1 filing
- H.R. 3335, 118th To ensure the successful development of the electronic Income Verification Express Service of the Internal Revenue Service by amending the Taxpayer First Act to clarify that taxpayer identity verification is the responsibility of users of the system rather than the taxpayer, and for other purposes.1 filing
- H.R. 3464, 118th Affordable Homeownership Access Act1 filing
- H.R. 3936, 118th Tax Cuts for Working Families Act1 filing
- H.R. 3937, 118th Small Business Jobs Act1 filing
- H.R. 419, 118th Revitalizing Downtowns Act1 filing
- H.R. 4198, 118th Protecting Consumers from Abusive Mortgage Leads Act1 filing
- H.R. 4231, 118th Downpayment Toward Equity Act of 20231 filing
- H.R. 4737, 118th Stop Executive Capture of Banking Regulators Act1 filing
- H.R. 4823, 118th American FIRST Act of 20231 filing
- H.R. 5335, 118th Special Forest Products Program Reauthorization Act of 20231 filing
- H.R. 5648, 118th CARE Act1 filing
- H.R. 6560 National Flood Insurance Program Automatic Extension Act of 20251 filing
- H.R. 6955 Main Street Capital Access Act1 filing
- H.R. 7150 To amend title 38, United States Code, to require the Secretary of Veterans Affairs to submit to Congress a quarterly report on housing loans insured, guaranteed, or under laws administered by the Secretary, and for other purposes.1 filing
- H.R. 7468 First-Time Home Buyer Empowerment Act1 filing
- H.R. 7857, 118th Accurate Credit Reporting for Homebuyers Act1 filing
- H.R. 802, 118th Respect State Housing Laws Act1 filing
- H.R. 8099, 118th CRED Act1 filing
- H.R. 8127, 118th HEIRS Act of 20241 filing
- H.R. 8607, 118th VA Housing Loan Forever Act of 20241 filing
- H.R. 8647, 118th VA Home Loan Program Reform Act1 filing
- H.R. 9379 Affordable Homes for Veterans Act of 20261 filing
- H.R. 9404 VA Home Loan Navigator Act1 filing
- H.R. 9726 CAP Act1 filing
- S. 1212, 118th Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 20231 filing
- S. 1389 / H.R. 6785, 118th Rural Housing Service Reform Act of 20231 filing
- S. 1514 / H.R. 3170, 118th HELPER Act of 20231 filing
- S. 1557 / H.R. 3238, 118th Affordable Housing Credit Improvement Act of 20231 filing
- S. 1682 / H.R. 1053, 118th Housing Supply Expansion Act1 filing
- S. 1688 / H.R. 3507, 118th Yes In My Backyard Act1 filing
- S. 1706 / H.R. 4721, 118th Main Street Tax Certainty Act1 filing
- S. 1805, 118th Affordable Housing Bond Enhancement Act1 filing
- S. 1938, 118th Middle Class Mortgage Insurance Premium Act of 20231 filing
- S. 2021 / H.R. 4192, 118th Small Business Financing Disclosure Act of 20231 filing
- S. 2295, 118th LIFT Homebuyers Act of 20231 filing
- S. 2296 / H.R. 3564, 118th Middle Class Borrower Protection Act of 20231 filing
- S. 2466, 118th False Claims Amendments Act of 20231 filing
- S. 2790, 118th Rural Housing Service Reform Act of 20231 filing
- S. 3012, 118th Deposit Security Act1 filing
- S. 3068 / H.R. 5979, 118th VA Home Loan Awareness Act of 20231 filing
- S. 3216 / H.R. 6199, 118th Build More Housing Near Transit Act of 20231 filing
- S. 3436 / H.R. 6686, 118th Workforce Housing Tax Credit Act1 filing
- S. 3502 / H.R. 7297, 118th Homebuyers Privacy Protection Act1 filing
- S. 3684 / H.R. 7132, 118th Housing Supply and Affordability Act1 filing
- S. 3728 / H.R. 7898, 118th Veterans Housing Stability Act of 20241 filing
- S. 3862, 118th Homeownership Affordability Act1 filing
- S. 3868, 118th Strengthening Tariffs on Chinese Autos Act of 20241 filing
- S. 3902, 118th Appraisal Industry Improvement Act1 filing
- S. 3930, 118th Downpayment Toward Equity Act of 20241 filing
- S. 3931, 118th On congress.gov1 filing
- S. 3940, 118th First-Time Homebuyer Tax Credit Act of 20241 filing
- S. 4265 / H.R. 8252, 118th Improving Language Access in Mortgage Servicing Act of 20241 filing
- S. 4460, 118th Reducing Regulatory Barriers to Housing Act1 filing
- S. 4542, 118th Housing Financial Literacy Act of 20241 filing
- S. 4971 / H.R. 9814, 118th Rural Homeownership Continuity Act of 20241 filing
- S. 5027, 118th ROAD to Housing Act1 filing
- S. 657 / H.R. 3940, 118th Neighborhood Homes Investment Act1 filing
- S. 659, 118th Administrative False Claims Act of 20231 filing
- S. 680, 118th On congress.gov1 filing
- S. 70 / H.R. 3579, 118th Tribal Trust Land Homeownership Act of 20231 filing
- H.Con.Res. 14 Establishing the congressional budget for the United States Government for fiscal year 2025 and setting forth the appropriate budgetary levels for fiscal years 2026 through 2034. Broad bill1 filing
- H.R. 10545, 118th American Relief Act, 2025 Broad bill1 filing
- H.R. 1165, 118th Data Privacy Act of 2023 Broad bill1 filing
- H.R. 3684, 118th Douglas Mike Day Psychedelic Therapy to Save Lives Act of 2023 Broad bill1 filing
- H.R. 3938, 118th Build It in America Act Broad bill1 filing
- H.R. 6500 Continuing Appropriations and Extensions Act, 2027 Broad bill1 filing
- H.R. 7024, 118th Tax Relief for American Families and Workers Act of 2024 Broad bill1 filing
- H.R. 8070, 118th Servicemember Quality of Life Improvement and National Defense Authorization Act for Fiscal Year 2025 Broad bill1 filing
- H.R. 8818, 118th American Privacy Rights Act of 2024 Broad bill1 filing
- S. 4638, 118th National Defense Authorization Act for Fiscal Year 2025 Broad bill1 filing
- S. 4677 / H.R. 8580, 118th Military Construction, Veterans Affairs, and Related Agencies Appropriations Act, 2025 Broad bill1 filing
- S. 4690 / H.R. 9027, 118th Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 2025 Broad bill1 filing
- S. 4796 / H.R. 9028, 118th Transportation, Housing and Urban Development, and Related Agencies Appropriations Act, 2025 Broad bill1 filing
From the filings
“Homebuyers Privacy Protection Act, Status of Government Sponsored Enterprises (GSEs), tax issues impacting the housing industry, 21st Century Road to Housing Act (H.R. 6644)”
“Issues related to housing finance, issues related to the GSEs.”
Contacted as listed on the filings
- U.S. House
- U.S. Senate
- CFPB
- FHFA
- HUD
- Treasury
- VA
- White House Office
- Federal Reserve System
- FDIC
- NEC
- OCC
- 2 more
The House and Senate appear in every quarter; agencies in all 8 quarters.
Every filing since 2015 Pro
Free account See ProSource: Lobbying Disclosure Act filings (LD-2) by Mortgage Bankers Association, Senate Office of Public Records. Filings are due 20 days after each quarter ends.
From FEC filings: direct gifts this PAC reported, net of refunds · How we count
Gave directly to 197 sitting members of Congress and 10 other candidates in 2025–26.
See every candidate and member Mortgage Bankers Association gave to directly, how much, and how its money splits between the parties.
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