H.R. 5763 · 119th Congress · Commerce
Main Street Parity Act
Reduces required equity contribution by 5% for Small Business Administration loans for property acquisition. AI-read
What it does
This bill lessens the financing requirements for certain Small Business Administration loans to small businesses for plant acquisition, construction, conversion, or expansion, including the acquisition of land. Specifically, the bill reduces the amount of equity a borrower must provide by 5% of the total cost for loans for limited or single-purpose properties.
Summary by the Congressional Research Service, Dec 12, 2025 (Reported to House). CRS summarizes bills impartially; it does not take positions.
Roll call votes
| Date | Question | Party split (yea) | Result |
|---|---|---|---|
| Jan 20, 2026 House roll 392 |
On Motion to Suspend the Rules and PassMain Street Parity Act | D 195–2 · R 188–6 |
Passed 383–8 |
Latest action
Jan 26, 2026 · Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.